Guides on voided checks, direct deposit and banking details
What is direct deposit and how does it work? See what you need to set it up, how long it takes, the pros and cons, and how to stay safe from payroll scams.
Cashier's check vs money order vs certified check: who guarantees each one, limits, fees and where to get them, plus which to use for rent, cars and bills
What is a cashier's check and how does it work? Learn how to get one, what it costs, how long it's good for, and how to spot a fake cashier's check.
How to endorse a check the right way: where to sign, what to write for mobile deposit, how to sign a check over to someone else, and mistakes to avoid.
How long does direct deposit take to set up and to arrive? See the typical timeline for a new job, what time it hits on payday, and why it can be late.
What is a routing number, and is the ACH number the same as the wire number? Learn the difference and which one to use for direct deposit and bills.
What is a counter check? Learn how to get one at your bank, what it costs, when it's accepted, and how it differs from a personal or cashier's check.
Learn how to write a check step by step: date, payee, amount in numbers and words, memo and signature, with examples for cents and large amounts.
What is a bank verification letter? See a sample, what it includes, how to get one from your bank, and when to use it instead of a voided check.
Find the routing and account number on a check in seconds: see where each one is, how to tell them apart, and how to find them without a check.
What is a direct deposit authorization form? See a filled-in example, what each field means, where to get the form and what to attach to it.
Do you need a voided check for direct deposit? Why employers ask, how to send one, and what to use instead: a bank letter or your bank's deposit form.